Terms and Conditions of Use, the Digital Courses Website of Avital Lovie Cohen

1. General
2. 1.1 The digital courses website at: www.courses.avitalfengshui.com (hereinafter: "the Site") is operated and managed by Avital Lovie Cohen hereinafter: “the Site Owner

1.2 Purpose of the site: to provide experiential and enriching information, to enable purchase of and access to digital courses, and to refer users to in-person/Zoom courses, as well as to provide Details and Purchase of Chart Packages.
1.3 Browsing the Site and performing actions on it indicate the user's agreement to all the terms of these Terms of Use. These Terms constitute a binding contract between the user and the Site's management.
1.4 This agreement is written in the masculine form for convenience only and applies equally to all genders.
1.5 These terms apply to use of the site from any end device (computer, mobile, tablet), on any network or means of communication.

2. Website Information, Errors, and Illustrative Images

2.1 The Site's management makes an effort to present complete, clear, and up-to-date information. However, inaccuracies, errors, or omissions may appear in good faith, and the Site's management will not bear responsibility resulting from this.
2.2 Product/service titles are for convenience only and shall not be used to interpret these terms.
2.3 Images on the site are for illustration purposes only. A typographical error in a product/service description shall not bind the site's management.

3. Copyright and Intellectual Property

3.1 All copyright and intellectual property rights on the Site – including texts, images, illustrations, charts, audio-video, graphics, code/software applications, presentations, recordings, books, printed materials, digital materials, and The Astrology Calculator – belong exclusively to Avital Lovie Cohen and/or to third parties who have been granted a lawful license.
3.2 It is forbidden Absolute Prohibition: to copy, duplicate, publish, rewrite, create derivative works, transfer to others, teach, record, distribute, or make Commercial Use of any kind in the Site's content, unless permission has been granted for it explicit prior written consent from the site owner.
3.3 The Learning Method was uniquely developed based on years of research and experience. Use is permitted for personal study only. It is prohibited to teach, train others, deliver courses, or make commercial use of the method without explicit written permission from the site owner.

4. The Astrological Calculator – Permitted Use and Restrictions

4.1 Use of the calculator is Private and personal use only.
4.2 Prohibited: public sharing or selling of outputs from the calculator, circumventing package limits, automated use or use in excessive quantities
4.3 The time recorded on the website management's computers is determinative for all purposes.

5. Types of Products and Services on the Site

• Digital courses (for self-study).
• Book.
• Chart Packages as detailed in Section 7
• Links to regular courses (in-person/Zoom) on the main website.

6. Purchase and Pricing

6.1 The website enables convenient and secure online purchasing. The binding price is the price shown on the payment page at the time the order is placed.
6.2 The Site's management may update prices, and change, remove, or add products and services at its discretion.
6.3 Payment shall be made using the payment methods available on the payment page.

7. Chart Packages – Binding Details

The package is personal and non-transferable. Prices may change from time to time; users should check the current price and terms before purchasing.
a. One chart – 18 ₪ – Immediate use.
b. 10 Charts – 170 ₪ – for use during Up to two months.
c. 20 Charts – 360 ₪ – for use during up to 3 months.
D. 50 Charts – 490 ₪ – for use during Up to 6 months.

8. Annual Club Membership: Terms

8.1 Purchasing a subscription grants participation in the club until March 2026 Regardless of the registration date
8.2 Canceling a Purchase:

• can be canceled within 24 hours From the moment of purchase – by written notice.
• Another Option: Cancellation only after the first club meeting has aired – Refund minus One month.
• If a cancellation notice is not submitted by this date – cancellation will not be possible, and billing will continue until the end of the subscription (March 2026).
  8.3 The subscription Personal and is non-transferable.
  8.4 Subscription Validity: 12 months.
  8.5 Monthly rates:
• Regular subscription – 80 ₪ × 12.
• Premium Subscription: 233 ₪ × 12.
• Extended subscription: 266 ₪ × 12.

9. Returns and Cancellations Policy

9.1 Refund/change/cancellation possible within 14 The day the order is received, provided that that has not been used in the product/service.
9.2 Exceptions: Digital products and the book –  None A refund of any kind after purchase.
9.3 A refund will be issued in accordance with the Consumer Protection Law, 5741-1981. Following a cancellation notice, the amount paid will be refunded less a 5% cancellation fee of the transaction amount (or as required by law).
9.4 The site's management may cancel or discontinue a transaction, sale, or order, in whole or in part, or the operation of the site/calculator – at its discretion. In such a case, notice will be given, and the site's management will refrain from charging or will refund amounts paid. Other than the refund of amounts, the user shall have no claim or demand.

10. Representations, Liability, and Service “As-Is”

10.1 The experiences, ideas, and everything explained on the Site, in the book, and in the courses are considered Opinions and Suggestions based on the knowledge and experience of the site owner.
10.2 The information is not presented as a solution to any problem; It is recommended to consult a licensed professional (medical/legal/financial, etc.) as applicable.
10.3 The service is provided “as is" (As-Is). Its suitability for the user's needs/purposes is the user's sole responsibility.
10.4 The site management is not responsible for errors/mistakes/changes in the material, service availability, data accuracy, transmission faults, or direct/indirect damages resulting from use.
10.5 Software applications (Java/JavaScript/Active-X, etc.) are embedded to operate the service; use is at the user's sole responsibility.

11. Limited Liability and Professional Disclaimer

11.1 The content of the courses and workshops is based on more than 17 years of professional experience in Chinese astrology and feng shui.
11.2 Nevertheless, Applying the knowledge, the choices made, and the actual results – are the sole responsibility of the user; there is no commitment to any particular outcome.
11.3 The content is intended for empowerment, enrichment, and training purposes only; None constitute binding medical, legal, or financial advice.

12. Changes to the Terms, Discontinuation of Activity

12.1 The Site's management may change payments, rates, packages, subscriptions, and handling/cancellation fees from time to time; the binding price is the one in effect at the time of purchase.
12.2 The site management may terminate a package immediately without a refund In the event of a violation of these terms.
12.3 In the event of the business closing and/or a change in activity, notice will be given 10 days in advance; unused balances will be refunded, and the user shall have no claim or demand in this regard.
12.4 The website management may update these terms from time to time; publication on the website constitutes notice.

13. force majeure

In the event of circumstances beyond the control of the site management (pandemic, government directives, emergency orders, war/general mobilization, natural disasters, shutdowns, or public conditions preventing activity), this shall be deemed “force majeure”. In this case:

• The user will be entitled to freeze the package period for the duration of the prevention.
• If it is possible to carry out partial/limited activity – the Site will operate within those limitations, and the user will not be entitled to compensation.

14. Privacy Policy (compliant with Amendment 13)

14.1 No marketing or advertising use with personal data without explicit prior written consent. By default, are not sent advertising materials.
14.2 Personal information is collected only for the purpose of providing the service, purchasing products/courses, and managing the user's account.
14.3 The information is stored in an internal database for the period required to achieve the purposes for which it was collected, and no longer.
14.4 Payment method details are not stored in the Site's databases; they are used solely to complete the transaction.
14.5 Transfer of information to a third party shall be done only to complete the transaction (for example: a payment processor/technical mailing provider) or pursuant to a court order/law. No Trading in Personal Information.
14.6 Reasonable technological and administrative security measures are taken to protect the information, but there is no absolute immunity against unauthorized access.
14.7 The user is entitled to review, correct, update, and request deletion of personal information about them. Requests should be sent to:avitalfengshui@gmail.com.
14.8 Cookies: The website may use cookies for operation, session identification, improving the user experience, and saving time when entering details. Cookies can be blocked through the browser; blocking may impair the user experience.
14.9 Amendment 13 to the Privacy Protection Law (in effect from 14.08.2025): The site operates in accordance with the principles of disclosure and transparency, including details of the types of information, processing purposes, transfer to necessary parties only, retention periods, and the rights of data subjects. Should an obligation arise in the future to appoint Privacy Protection Officer (DPO) – The officer's contact details will be published on the website.

15. Governing Law and Jurisdiction

15.1 These terms shall be governed solely by the laws of the State of Israel.
15.2 Exclusive jurisdiction shall be vested in the courts of the district of Tel Aviv (or "Center," according to your preference).

16. Contact Us

For any question/inquiry/request regarding privacy: avitalfengshui@gmail.com | Tel052-3302384.